Over the years we’ve come to realize that successful small businesses have and need three main ingredients; First, Technical Expertise in their industry ie. if they are a car mechanic they better know how to fix cars or if they are roofers they better know how to put a good roof on at a competitive price etc. Second, they need Sufficient Capital to cover operating expenses of being in business and to buy or finance the equipment necessary to do the business. The Third ingredient is Business Acumen or the knowledge to actually run a business.